Is a reply necessary if the company is under the $1 million threshold for both "personal" and "commercial"?
No, a response is not necessary, - even a null (all zeros) spreadsheet. An email indicating such ("N/A: under $1M for both Personal and Commercial") will be accepted, but is not necessary, either.

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1. Who is required to respond to this data call?
2. How should total written premium be calculated to determine whether or not the company exceeds the $1 million threshold for eligibility?
3. Is a reply necessary if the company is under the $1 million threshold for both "personal" and "commercial"?
4. Is a reply necessary if the company is over the $1 million threshold for either personal or commercial and none of the policies written were in the wind pool territory?
5. If the company wrote less than the $1 million threshold in 2006 and more than the $1 million threshold in 2007 for personal and/or commercial, is a response necessary to the data call in 2008?