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1. How many credit hours must I earn to meet the requirements?

A total of 24 hours is required by the end of your compliance period, and of those required 24 credit hours, at least 3 hours must be from courses categorized as Ethics.

Extensions will not be granted.

2. What if I hold life, accident, health, property, and casualty lines of authority?

If you hold property and casualty and life, accident and health authorities, you must complete at least 8 of the 24 required hours in courses related to each of these lines of authority, plus 3 hours of ethics. If you earn more than 3 ethics credits, they will be applied towards your 24 hours credit requirement.

3. What if I received a reduction in continuing education (CE) hours by December 31, 2009?

Producers that received a reduction in hours will only have to complete 15 hours of CE biennially by the last day of their birth month/year. Three of the 15 hours must be in ethics. 

Producers with reduced compliance and hold multi-lines must complete 6 hours in property & casualty, 6 hours in life, accident and health and 3 hours of ethics. 

Producers that add additional lines of authority or allow their licenses to become inactive will lose their reduction in hours.

4. Can I repeat a continuing education (CE) course within the biennial period?

If you successfully complete an approved course, you may not repeat the course and receive certification within 2 years and 1 day of its original completion date.

5. Can I carry over credits to the next biennium?

Producers who accumulate credits in excess of the continuing education requirements for a biennium may apply a maximum of 18 credits to the next compliance period.  

6. How will I know which courses will qualify for continuing education credit hours?

You may access a list of approved courses on SBS by clicking on Lookup and searching for courses.

7. Can I receive continuing education (CE) credit for maintaining an insurance designation?

Yes. Credit hours earned to maintain the following designations may be used toward the 24 hour credit requirement: Chartered Life Underwriter (CLU), Fellow, Life Management Institute (FLMI), Certified Financial Planner (CFP), Life Underwriter Training Council Fellow (LUTCF), Registered Health Underwriter (RHU), Registered Employee Benefit Consultant (REBC), or Chartered Financial Consultant (CHFC) for a life, accident, and health license, or Chartered Property and Casualty Underwriter (CPCU) or Certified Insurance Counselor (CIC) for a property and casualty license. Many courses for maintenance of a designation are already approved for CE credit. Verify with the sponsor whether the course is approved for South Carolina CE credit. If so, you will receive credits in the normal manner. If not, send evidence of course completion to the CE Administrator with a cover letter to claim the credits.

8. How can I contact the continuing education administrator?

The Department of Insurance is the CE administrator. CE transcripts can be accessed online at www.statebasedsystems.com. 

9. What is required of a proctor/disinterested third party?

We no longer approve proctors. Producers may use any disinterested third party to proctor their exam. That third party may not be their employer, supervisor, spouse, or minor.