Producers that received a reduction in hours will have to complete 15 hours of CE biennially by the last day of their birth month/year; three of the 15 hours must be in Ethics. Producers with reduced compliance and hold multi-lines must complete six hours in Property and Casualty; six hours in Life, Accident, and Health; and three hours of Ethics. Producers that add additional lines of authority or allow their licenses to become inactive will lose their reduction in hours.