News Flash

Home 2019

Posted on: June 29, 2020

Bulletin 2020-06 SC Safe Home Program

beach-2405600_1920

The South Carolina Department of Insurance administers the South Carolina Safe Home Mitigation Grant Program as set forth in S.C. Code Ann. §38-75-485 (2017). The program provides matching and non-matching grant funds to help coastal property owners retrofit their homes to make them less vulnerable to the strong winds that accompany hurricanes and severe storms. Property insurers doing business in South Carolina are the primary source of funding for the grant. 

Grant award amounts are based on the cost of the mitigation project and the total annual adjusted gross household income of the applicant, adjusted for family size relative to the county area median income or the state median family income, whichever is higher. These statewide and countywide income figures are published annually by the United States Department of Housing and Urban Development (HUD). 

If the cost of the mitigation project exceeds the amount of the grant award, the remaining cost is the responsibility of the applicant. No grant award may exceed $5,000. There is approximately $2.2. million available for funding for this year’s Safe Home program. 

The initial round of the 2020-2021 funding cycle will be available July 1, 2020. At this time, the program will accept applications and award grants using the methodology described above. The total amount awarded during this round will not exceed $1.1 million. The second round of funding should be available in mid-December 2020 (subject to the availability of funds) at which time the program will accept new applications. 

The maximum individual grant amounts ( effective July 1, 2020) are as follows: 

  • Matching Grants: $4,000.00 
  • Non-matching Grants: $5,000.00

To help applicants determine their estimated grant award, the South Carolina Department of Insurance has provided an award estimator located at SCSafeHome.com. Please see the examples below. 

To apply for a South Carolina Safe Home grant, please visit SCSafeHome.com and submit an application via the online portal. The website includes video tutorials to assist applicants with the application submission process. 

SC Safe Home

Applicants remain responsible for any costs of the mitigation project exceeding the amount of the grant award, in addition to any required matching.

Please direct any questions you may have regarding this Bulletin to the South Carolina Safe Home staff at (803)73 7-6807 or scsafehome@doi.sc.gov.

Additional Info...
Facebook Twitter Email

Other News in Home 2019

Photo of ocean and houses

S.C. Private Flood Insurance Act Enacted

Posted on: September 30, 2020
https___blogs-images.forbes.com_timmaurer_files_2016_01_Life-Insurance

Common Life Insurance Questions

Posted on: September 18, 2020
phone-449836_1920

Be Aware of COVID-19 Scams

Posted on: August 7, 2020
hurricane-1085673_1280

Isaias Storm Recovery Information

Posted on: August 3, 2020
bureaucracy-2106924_1920

Bulletin Number 2020-05

Posted on: April 24, 2020
blog-1337564_1280

Bulletin Number 2020-04

Posted on: April 17, 2020
twister-303892_1280

April Severe Weather Data Call Notice

Posted on: April 15, 2020
money-2724235_1920

Bulletin-Number-2020-03

Posted on: April 2, 2020
corona-4912186_1280

Bulletin-Number-2020-02

Posted on: March 25, 2020
south-carolina-4047531_1920

Data Call Extensions Due to COVID-19

Posted on: March 19, 2020
corona4893276_1920

The SCDOI's Response to COVID-19

Posted on: March 12, 2020