#KnowYourRisk of Flood Damage
Why is it Important to have Flood Insurance?
Water that enters the home from street flooding, an overflow of a creek, river or stream or storm surges are generally covered by flood insurance - not a homeowners or renters policy.
Coverage is available for homeowners and renters.
Flood insurance is available through the National Flood Insurance Program (NFIP). To learn more about flood insurance, ask you agent and visit Floodsmart.gov.
Regardless of whether your property is considered to be in a flood zone or not, it is a very good idea to consider purchasing a flood insurance policy. The 1000 year flood event of 2015 is testament to the fact that floods can occur at any time, not only associated with hurricanes and wind events. As we witnessed from this event, many areas that have never flooded did during that event.
Report a flood insurance claim by contacting your agent or insurance company. Find their toll-free number here.
For additional help, contact the National Flood Insurance Program (NFIP) by calling 1-800-621-FEMA (3362) or view their website for more information.
- Tips for Filing Your Flood Insurance Claim
- The NFIP Flood Claim Process
- NFIP Residential Policies: What's Covered
- NFIP Commercial Policies: What's Covered
- NFIP Flood Insurance Claims Handbook
It flooded, now what?
Insurance Claims Information
Flood Insurance:
- Report a flood insurance claim by contacting your agent or insurance company.
- Tips for Filing Your Flood Insurance Claim
- NFIP Flood Insurance Claims Handbook
- SCDOI FAQs: Weather Related Damage Information for Flood, Homeowners, and Automobile Insurance Coverages
(10/6/15) - Flooding: Know Your Coverage, Understand Your Risk
- For additional help, contact the National Flood Insurance Program (NFIP). by calling 1-800-621-FEMA (3362) or view their website for more information.
- NFIP Flood Response Office 228-617-9657
- Report any non-flood insurance claims by contacting your agent or insurance company.
- Claims #s for Insurance Companies
- Search our Online Database for additional contact information for insurance companies, agents, and other individuals licensed by the SCDOI
- SCDOI FAQs: Weather Related Damage Information for Flood, Homeowners, and Automobile Insurance Coverages (10/6/15)
- SCDOI Media Release: Making the Claims Process Easier: What Consumers Should Know When Faced with a Loss (10/5/15)
- For additional help, contact the SCDOI Office of Consumer Services by email (consumers@doi.sc.gov) or call 1-800-768-3467 (M-Th 8am - 6pm, F 8am - 5pm)
FEMA Individual Assistance
1-800-621-FEMA (3362)
E: FEMA-ContactUs@fema.dhs.gov
Hours: Daily 7am - 11pm
www.disasterassistance.gov
SBA Disaster Loans
To apply for an SBA Disaster Loan, go to: https://disasterloan.sba.gov/ela/
Applications may also be obtained by calling 1-800-659-2955 or by visiting the nearest Disaster Recovery Center
Types of Disaster Loans
FAQs About Disaster Loans from the SBA (11/6/15)
FEMA Release: Completing SBA Loan Application May Mean More Assistance for Some (11/4/15)
SBA Release: Additional Counties Eligible for SBA Disaster Assistance in South Carolina (10/13/15)
SBA Release: SBA Offers Disaster Assistance to Residents of South Carolina Affected by Severe Storms and Flooding (10/6/15)