Health Insurance - Individual

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1. Can an insurance company turn me down for individual health insurance coverage? If a company can turn me down, how can I obtain health insurance coverage?
2. Is there assistance available other than the South Carolina Health Insurance Pool (SCHIP)?
3. Can health insurance companies deny my application for individual insurance due to a health condition?
4. What is a pre-existing condition?
5. I have an exclusionary rider on my individual health policy. How long can the insurance company keep it on my policy?
6. Why do my health insurance premiums go up? I have not been sick or presented any claims to my insurance company.
7. A dependent child on state continuation due to the limiting age gave birth to a baby during that six-month period. Is the company responsible for offering state continuation to the child?