Emergency Appraiser

The South Carolina Department of Insurance coordinates recovery efforts with the state's Adjutant General's Emergency Preparedness Program. If South Carolina incurs damages from a natural disaster requiring the entry of unlicensed non-resident emergency appraisers, the following emergency appraiser procedures must be followed before deploying emergency appraiser into our state.

The director of insurance, pursuant to South Carolina Code Annotated, Regulation 69-1, must first determine that the potential for an emergency situation exists.

Appointment & Application
Once the director of insurance has declared an emergency, insurers may immediately appoint emergency appraisers without them first being authorized by the department. Before appointing emergency appraisers, however, insurers must first utilize licensed resident and non-resident South Carolina appraisers to their fullest extent in handling catastrophe claims.

Insurers are allowed up to 48 hours after an emergency appraiser has been appointed to complete SCDOI Emergency Appraiser template (fillable spreadsheet) and upload the appraiser data via our online application. Insurers will need a User ID and Password to login to the online application. The following forms should be used to complete this process: