Once the director of insurance has declared an emergency, insurers may immediately appoint emergency appraisers without them first being authorized by the department. Before appointing emergency appraisers, however, insurers must first utilize licensed resident and non-resident South Carolina appraisers to their fullest extent in handling catastrophe claims.
Insurers are allowed up to 48 hours after an emergency appraiser has been appointed to complete SCDOI Emergency Appraiser template (fillable spreadsheet) and attached to an email to firstname.lastname@example.org. The following forms should be used to complete this process:
The initial emergency appraiser appointment may not exceed 120 days from the date of the initial appointment. If an extension is granted, the system will allow users to reprint the reentry permits with a new expiration date.
The South Carolina Department of Insurance coordinates recovery efforts with the state's Adjutant General's Emergency Preparedness Program. If South Carolina incurs damages from a natural disaster requiring the entry of unlicensed non-resident emergency appraisers, the following emergency appraiser procedures must be followed before deploying emergency appraiser into our state.