Affordable Care Act


2017 Individual & Small Group Health Plans
New! Published 10-04-2016

Individual Market Open Enrollment for 2016 Plans: November 1, 2016 - January 31, 2017
**You must enroll by December 15th for Coverage to Start January 1st**

Sample Rate Scenarios for Individual Market Coverage Available in the Federal Health Insurance Marketplace
Premium comparisons are provided for self-only coverage purchased in Charleston, Greenville, Horry, Richland, or York County meeting the following criteria:
2017 Maximum, Minimum, and Overall Average Rate Changes: 
Charts of 2017 Plans:
Companies Discontinuing Health Insurance Coverage:
A number of health insurance companies that wrote 2016 Plans in the individual or small group markets will be changing their availability as of December 31, 2016.  

Companies No Longer Offering Current Coverage for Individual and Families in South Carolina:

No Longer Offering Plans on the Health Insurance Marketplace (Healthcare.gov):

Aetna Health Inc. (formerly Coventry Healthcare of the Carolinas)
BlueChoice HealthPlan
UnitedHealthcare Insurance Company


Exiting Private Health Insurance Market (outside of Healthcare.gov):
Celtic Insurance Company
UnitedHealthcare Insurance Company
UnitedHealthcare Life Insurance Company 


Companies No Longer Offering Current Coverage for Small Businesses in South Carolina:
BlueChoice HealthPlan (no longer offering plans on the SHOP Marketplace, but will continue to offer coverage in the private market)
Coventry Health & Life Insurance Company







Other Useful Resources

HealthCare.gov
Website: healthcare.gov
Call Center: 1 (800) 318-2596
The is the official federal website for the federally-facilitated exchanges, managed by the U.S. Centers for Medicare and Medicaid Services.

Public Information on Rate Reviews
Website: ratereview.healthcare.gov
Under the ACA, every premium rate increase of 10% or more for non-grandfathered coverage in the individual and small group markets must be reviewed and made publicly available.  This federal website allows consumers to search for rate requests that meet or exceed the 10% threshold by state.

Kaiser Family Foundation
Website: kff.org/aca
This website includes helpful information for consumers and employers regarding the Affordable Care Act.  One example is a flowchart to help consumers understand the individual mandate (available online by clicking here).

Center for Consumer Information and Insurance Oversight (CCIIO)
Website: cms.gov/cciio
CCIIO is a part of the U.S. Department of Health and Human Services and oversees the implementation of the ACA's provisions relating to private health insurance.

NAIC Special Section: PPACA and State Insurance Regulation
Website: naic.org
The National Association of Insurance Commissioners (NAIC) is an organization of the chief insurance regulators from across the U.S. This website includes useful information for consumers, industry, and state insurance regulators.