Safe Home Program
The South Carolina Safe Home program, administered by the South Carolina Department of Insurance, provides grant money to individual homeowners to make their property more resistant to hurricane and high-wind damage. The funds provided by this program are for the sole purpose of retrofitting owner-occupied, single-family homes. SC Safe Home funds may not to be used for remodeling, home repair, or new construction.
Retrofitted or strengthened homes are less vulnerable to the effects of severe wind storms, thereby rendering hurricane and high-wind damage less likely and less intense. Fewer damages result in lower or fewer insurance claims and will ultimately reduce insurance premiums for all South Carolinians.
This program was established through the Omnibus Coastal Property Insurance Reform Act of 2007. Important Notice: We are currently not accepting applications due to the overwhelming interest in the program and the number of applications that are presently under review. Please continue to visit this site for additional information and further updates.
There are several steps homeowners can take to minimize the damages caused by high winds. The SC Safe Home Program focuses on the following areas: