Emergency Adjuster

Procedures
The South Carolina Department of Insurance coordinates recovery efforts with the state's Adjutant General's Emergency Preparedness Program. If South Carolina incurs damages from a natural disaster requiring the entry of unlicensed non-resident emergency adjusters, the following emergency adjuster procedures must be followed before deploying emergency adjusters into our state.


The director of insurance, pursuant to South Carolina Code Annotated, Regulation 69-1, must first determine that the potential for an emergency situation exists.

Appointment & Application
Once the director of insurance has declared an emergency, insurers may immediately appoint emergency adjusters without them first being authorized by the department. Before appointing emergency adjusters, however, insurers must first utilize licensed resident and non-resident South Carolina adjusters to their fullest extent in handling catastrophe claims.

Insurers are allowed up to 48 hours after an emergency adjuster has been appointed to complete SCDOI Emergency Adjuster template (fillable spreadsheet) and upload the adjuster data via our online application. Insurers will need a User ID and Password to login to the online application. The following forms should be used to complete this process:


For the serve thunderstorm and hail event on Friday, May 24, 2014, please follow the instructions to create the SCDOI Emergency Adjuster spreadsheet, save the completed spreadsheet to your computer and submit via email to the SC Department of Insurance at irmmail@doi.sc.gov. Please include your assigned South Carolina company code or your NAIC number inside your email.

The initial emergency adjuster appointment may not exceed 120 days from the date of the initial appointment. If an extension is granted, the system will allow users to reprint the reentry permits with a new expiration date.